FRIDAY July 30, 2010  
   
News:
April 19, 2010, Khushhalibank held its Annual Sales Conference at PC Bhurban to review the performance for the year 2009. The conference was chaired by Ghalib Nishtar, President, Khushhalibank and attended by all Departmental Heads and the Retail Unit from the Corporate Office, and Regional Business Managers and Territory Portfolio Managers from their respective Regions.                  February 16, 2010, Khushhali Bank in collaboration with American Business Council has given the first 20 cheques to the affected traders of Bolton Market under 'Bolton Market - Business Revitalization Program' of USAID in a ceremony held in Karachi. Khushhali Bank is managing the process of grant disbursement of USAID's funds of PKR 1 billion for the program.                  Islamabad, 21st November 2009, Khushhali Bank participated in the 3rd International Microfinance Forum 2009 which was inaugurated by the Governor, State Bank of Pakistan, Syed Salim Raza. Khushhali Bank was one of the main sponsors of the conference which witnessed huge attendance by delegates from both the public & private sector.                  August 11, 2009, Khushhali Bank celebrates its ninth anniversary to acknowledge the contribution and hard work of its employees, while resolving to make its clients a priority and rejoicing the unprecedented success of past nine years.                  Khushhali Bank Limited re-constitutes its Board of Directors for a term of three years. Syed Ali Raza, President, National Bank of Pakistan, being the chairman, the new Board of Directors consists of seven members, four representing the share holders three non share holding Independent Directors.                 
 
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Founded in the year 2000, Khushhali Bank Limited was a part of the Government of Islamic Republic of Pakistan's Poverty Reduction Strategy and its Microfinance Sector Development Program (MSDP). MSDP was developed with the facilitation of Asian Development Bank (ADB). With its headquarters based in Islamabad, Khushhali Bank Limited operates under the supervision of the State Bank of Pakistan (SBP) and many central (commercial) banks are its shareholders. The mandate remains to retail microfinance services and to act as a catalyst in stabilizing the country's newly formed microfinance sector.
   
  Our Mandate:
  Being a commercial based microfinance institution, our purpose is to:
   
 
Establish a sustainable platform of financial services to the poor accompanied with retail delivery mechanisms
Facilitate an environment where microfinance can prosper within Pakistan
Assist the central bank in setting up an appropriate and a responsive framework where microfinance institutions operate on sustainable grounds, thereby expanding their outreach to the poor
Promote transparency, financial firmness and high quality governance as leading indicators within country’s microfinance sector
   
  The Environment
 

Khushhali Bank operates under the Microfinance Sector Development Program (MSDP) which was initiated by the Government of Pakistan through a Microfinance Development Policy. MSDP has an important objective – to provide affordable financial and social services to the poor, for a significant impact on poverty reduction through:
   
 
Increased income of poor households
Enhanced outreach particularly to women
Build social capital
Reduce risks faced by the poor
   
 

The MSDP provides an integrated package of policy reforms and most optimum means for institutional development, with the objective of outreaching expansion to facilitate growth of the microfinance sector.
   
 
 
 
 
 
 
 
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