FRIDAY July 30, 2010  
   
News:
April 19, 2010, Khushhalibank held its Annual Sales Conference at PC Bhurban to review the performance for the year 2009. The conference was chaired by Ghalib Nishtar, President, Khushhalibank and attended by all Departmental Heads and the Retail Unit from the Corporate Office, and Regional Business Managers and Territory Portfolio Managers from their respective Regions.                  February 16, 2010, Khushhali Bank in collaboration with American Business Council has given the first 20 cheques to the affected traders of Bolton Market under 'Bolton Market - Business Revitalization Program' of USAID in a ceremony held in Karachi. Khushhali Bank is managing the process of grant disbursement of USAID's funds of PKR 1 billion for the program.                  Islamabad, 21st November 2009, Khushhali Bank participated in the 3rd International Microfinance Forum 2009 which was inaugurated by the Governor, State Bank of Pakistan, Syed Salim Raza. Khushhali Bank was one of the main sponsors of the conference which witnessed huge attendance by delegates from both the public & private sector.                  August 11, 2009, Khushhali Bank celebrates its ninth anniversary to acknowledge the contribution and hard work of its employees, while resolving to make its clients a priority and rejoicing the unprecedented success of past nine years.                  Khushhali Bank Limited re-constitutes its Board of Directors for a term of three years. Syed Ali Raza, President, National Bank of Pakistan, being the chairman, the new Board of Directors consists of seven members, four representing the share holders three non share holding Independent Directors.                 
 
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 Home > About Us > President's Message
   
 
Dear Colleagues,

I am pleased to state that we have successfully closed the Year 2009.

There is progress across all areas but the highlight is the achievement of operational sustainability benchmark at  the Institutional level.

The achievement of this important milestone not only sets the basis for moving to the next level of sustainability but critical to our plans of consolidation and getting back into a growth phase from this year onwards.

Growth brings challenges but many opportunities as well and will encompass expansion in terms of business, network, clients, products-services and profits.

Profits are essential for sustaining shareholder Investment and our ability to invest in our Institution and people, maintaining growth and ensuring the continuity of our endeavors to expand financial service access to a largely underserved and un banked segments of the population across Pakistan.

We realized sometime back that market and its dynamics continue to evolve and unless we are proactive in our ability to respond effectively, compete and achieve the Industry standards of performance we will not be able to maintain market leadership.

This required change and thus reform was initiated almost three years ago that involved reorganization and restructuring of our Legal Charter (2008), Organization (2009) and financial structure that continues to evolve into 2010.               

Sustainability of the reforms will require continuous Improvement particularly within our retail faculties as well as the distribution and delivery channels with the support of an enabling Operational and Technological capability, the ultimate objective being the quality of service to the clients.

Therefore, branch which is the point of contact for all clients will be the focus for this year in terms of setting standards of productivity, efficiency and quality of service measured by client growth, retention and loyalty.

We are planning over the course of the year several Initiatives to achieve this goal and will require a single minded focus and the ability to respond positively to change that has always been the strength of Khushhalibank.

Congratulations! Let us celebrate what we have achieved and best wishes for a productive and prosperous 10th Anniversary Year.

M.Ghalib Nishtar
President
   
 
 
 
 
 
 
 
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