April 27, 2015
USAID Pakistan has inked an 8 year tenure Loan Portfolio Guarantee (LPG) MoU with four partner banks, of which Khushhalibank, one of the leading Microfinance banks in Pakistan, is one . The announcement was made at the U.S. – Pakistan Business Opportunities Conference held in Islamabad on 9 March, 2015, jointly organized by USAID, USAID Development Credit Authority (DCA), and the Government of Pakistan to facilitate Pakistani companies in improving and creating international trade relationships Khushhalibank, one of the leading microfinance institutions in Pakistan, recently penned an agreement with renowned telecommunications service provider, Mobilink, in order to provide payment facilitation services to the unbanked and under banked markets in Pakistan. The Board of Directors of Khushhalibank Limited (KBL) in its 47th meeting held in Islamabad, announced annual operating results of the Bank. KBL's pre-tax profit of PKR 942million increased by 75% against last year's profit of PKR 538million. Karachi-25 November, 2014 - Striving to expand the outreach of financial services and enterprise acumen at the grassroots level, the 8th Microfinance Country Forum concluded at a local hotel in Karachi on Tuesday November 25, 2014. Islamabad-17 November, 2014 - Khushhalibank was one of the sponsors of the SAMN regional conference 2014 titled "Banking the South Asia's Half Billion unbanked" held at Serena Islamabad. Arranged by Pakistan Microfinance network (PMN) the conference was inaugurated by Ahsan Iqbal Federal Minister for Planning, Development and Reforms. Karachi-19 September, 2014 - Khushhalibank, the country's premier microfinance institution, sponsored the 5th LADIESFUND Entrepreneurship Conference (LEC 2014) which was held in Karachi. Khushhalibank has been one of the leading sponsors for LEC for the past 2 years. Swabi-26 December, 2013 - Khushhalibank, one of the country´s leading microfinance institution, has introduced Sarsabz Karobar, an agriculture based product which is a joint venture between Khushhalibank and its value chain partner Connecting Agro Value Chain Private LTD- CAVC. Islamabad- November 28, 2013 -The 7th Pakistan Microfinance country forum concluded at Ramada Hotel, Islamabad with a joint agenda for empowering women in Pakistan. Khushhalibank the largest Microfinance bank was a joint sponsor of this event. Islamabad - September 21, 2013 - Khushhalibank and Dawood Global Foundation jointly sponsors 4thLadiesfund Entrepreneurship Conference held in Karachi to train women entrepreneurs and raise funds for women empowerment in Pakistan. Islamabad - 12 August 2013 - Boosting Access to Finance: "If women cannot access financial resources, they are disadvantaged in their ability to pursue economic opportunities - Financing is an important means with which to pursue growth opportunities & Microfinance has partly compensated women's access to formal finance". M. Ghalib Nishtar, President Khushhalibank. Islamabad, 22 July, 2013 - Khushhalibank supports Women Entrepreneur Economic Empowerment at US-Pakistan Women's Council event at Islamabad Chamber of Commerce and Industry's (ICCI) head office to highlight business opportunities for women entrepreneurs in fashion and textile industry. Islamabad, 6 June 2013 - Khushhalibank Funds South Punjab Women Entrepreneur Handicraft Festival and Seminar 2013 organized The South Punjab Women Chamber of Commerce and Industry Multan near Eidgah Khanewal road Multan. Islamabad, 1st July, 2013 - Khushhalibank clients recognized at the 8th CITI- PPAF Micro Entrepreneurship awards. The purpose of the award was to highlight the performance of the Microfinance sector and appreciate the work of borrowers who were able to bring a significant change to their lives after receiving microfinance loans, serving as a role models for others in their respective communities. Bache Singh from Mithi from Sindh and Huzoor Bukh from Balochistan were the award winners representing Khushhalibank. Islamabad, 2nd May 2013 - The State Bank of Pakistan hosted the Micro Finance Mela 2013 held at Craft Bazar Bahawalpur and was participated in by Micro Finance Banks. Khushhalibank's stall displayed different hand crafted garments, decoration pieces, utensils and jewellery etc created by Khushhali clients. Islamabad, 15 April 2013 - Khushhalibank participated in the 3rd Islamabad Expo 2013 organized by Islamabad Women Chamber of Commerce and Industry, showing their untiring support and commitment to budding women entrepreneurs in Pakistan. Karachi, 25 March 2013 - Khushhalibank took a positive step towards the support and uplift of the industrious yet underprivileged strata of Pakistani population through the launch of Sehat Khushhali, Sehat Khushhali is Khushhalibank's first health insurance product for high quality in-patient treatment for its clients, free of cost. Islamabad, 21 March 2013 - Khushhalibank signed a 3-year Microsoft Enterprise Agreement with Microsoft Pakistan and InfoTech (Pvt.) Ltd, Microsoft's Direct Large Account Reseller in Pakistan. Karachi, 4 March 2013- Malala Yousafzai, the world's youngest nominee for the Nobel Peace Prize from Pakistan, was honored with LADIESFUND® Khushhalibank Idol Award at the 5th Ladiesfund Awards 2013 ceremony held at Mohatta Palace Islamabad, February 27, 2013: Khushhalibank Limited, the first licensed microfinance bank in Pakistan expanded its network by opening six new branches in the Punjab region during the month of February 2013. These branches were opened in Minchanabad, Chiniot, Muzaffargarh, Fort Abbas, Alipur and Sadiqabad. September 15, 2012, Khushhalibank, joined hands with Dawood Global Foundation (DGF), Dawood Capital Management Limited (DCM) and Higher Education Commission (HEC) to promote women entrepreneurship by sponsoring the third LADIESFUND Entrepreneurship Conference, themed Cutting Edge Entrepreneurship (LEC 2012) n Karachi. August 10, 2012, Khushhalibank announced that it is extending its partnership with ShoreBank International Ltd (SBI), to develop and roll-out Khushhalibank branchless banking services in partnership with a national payment platform provider. June, 20, 2012, Khushhalibank sponsored a Sports Festival in Bhojowal village, Mandi Bahauddin. The festival consisted of an exclusive Kabaddi match, which was played between two local teams. May 31, 2012, SME Business Support Fund (BSF) and Ministry of Finance, Government of Pakistan arranged a SME FINANCIAL EXPO 2012 in Lahore.Khushhalibank also participated in the Expo by setting up a stall to provide information to the participants about microfinance in general and its products and services in particular. Ghalib Nishtar, President Khushhalibank who was the Guest of Honor at the Expo. 14 May 2012: Khushhalibank launches its 100th Online branch at Pattoki. Online/ real-time banking allows clients to access their funds and make transactions from any of the real-time branch offices of the bank. Islamabad, 5 March 2012, Pakistan and Afghanistan are committed to strengthen Microfinance Sector. It was agreed at the meeting between Ghalib Nishtar, President, Khushhalibank and visiting officials from Afghanistan that both Pakistan and Afghanistan, being neighboring developing countries in the Asian region, can benefit by developing and promoting the financial Infrastructure to support microfinance through continuous knowledge and skill sharing experiences of their respective markets. Karachi, February 2012, Khushhalibank and IBA Entrepreneurship Society Announce Winners of the ISERVE 2012 - a unique social enterprise competition aimed at providing students a platform to contribute significantly towards the community in the form of sustainable social ideas and creating a new generation of viable social ventures. Peshawar, 23 February 2012, Khushhalibank and Beacon-house join hands for 'Model United Nations 2012' (MUN). MUN is an academic simulation of the United Nations that aims to educate participants about current affairs, international relations, diplomacy and the United Nations agenda. The Frontier Campus Beacon-house Model United Nation (FC-BMUN) is the first ever MUN conference to be held in Peshawar. Islamabad, February 1, 2012, Khushhalibank and NUST join hands to host All Pakistan Model United Nations Conference 2012. September 21-22, 2011, Khushhalibank sponsors the World Islamic Finance Summit 2011. September 20, 2011, Khushhalibank partners with the National University of Sciences and Technology (NUST) as platinum sponsor in a nationwide business plan competition, titled 'Discover - Prosperity through Entrepreneurship'. September 16, 2011, Khushhalibank joins hands with Dawood Global Foundation (DGF) to promote women entrepreneurship by sponsoring the second LADIESFUND Entrepreneurship Conference (LEC 2011). August 01, 2011, The first Center for Entrepreneurship and Leadership (CEL) by SME Business Support Fund (BSF) was inaugurated at SZABIST Islamabad by Ghalib Nishtar, President Khushhalibank. May 25, 2011, The Microcredit Summit Campaign (MSC) status report ranks Khushhalibank as one of the biggest microfinance entities of the region having served two and a half million relationships and having over four hundred thousand active clients. May 05, 2011 , Khushhalibank and Western Union signed an agreement to introduce international inbound remittance services in 76 districts across Pakistan where Khushhalibank operates. This agreement makes KBL the first microfinance institution in Pakistan to introduce the cross border inbound remittance service, thereby facilitating a large segment of rural population to receive money from overseas through Khushhalibank's wide network of 109 branches. May 03, 2011 , JCR-VIS Credit Rating Company Limited (JCR-VIS) has upgraded the entity ratings of Khushhalibank, to 'A' (Single A) from 'A-' (Single A Minus) for the medium to long-term and A-1 (A One) from A-2 (A Two) for the short-term. The ratings reflect Khushhalibank's ability to withstand tough operating environment and maintain its market standing. It also highlights the bank's position as one of the largest microfinance bank operating in the MFB sector in Pakistan. February 26, 2011, Khushhalibank, while acknowledging the contributions made by young entrepreneurs in various sectors became the exclusive partner of IBA Verve 2011 organized by IBA Entrepreneurship Society (IBAES) and Center for Entrepreneurial Development. The event took place in Karachi and was graced by the some of the country's most renowned businesspersons. IBA VERVE 2011 was a unique platform in which students were exposed to real life success stories and industry best practices. February 22, 2011, Khushhalibank's clients won the highest numbers of awards during the 7th Citi-PPAF Awards held in Islamabad. Sajan, a client of Mithi Branch, was awarded a prize of Rs. 110,000 for being the Regional Winner from Sindh. His loan officer Jhaman Das received a cash prize of Rs. 25,000. In runners up category, Kalsoom Bibi from Rawalpindi Branch and Muhammad Azeem from Gawadar Branch were awarded a cash prize of Rs. 80,000 each and their loan officers Adeel Shaehzad and Khadim Hussain were given a cash prize of Rs. 20,000 respectively. August 11, 2010, Khushhalibank successfully completes 10 years of micro-finance banking in Pakistan. Ghalib Nishtar, President Khushhalibank, expressing his views on the occasion said, "Today, we have made our contribution by making a difference in hundreds and thousands of lives across the country by providing financial service access to the unbanked segments of the population." April 19, 2010, Khushhalibank held its Annual Sales Conference at PC Bhurban to review the performance for the year 2009. The conference was chaired by Ghalib Nishtar, President, Khushhalibank and attended by all Departmental Heads and the Retail Unit from the Corporate Office, and Regional Business Managers and Territory Portfolio Managers from their respective Regions. February 16, 2010, Khushhali Bank in collaboration with American Business Council has given the first 20 cheques to the affected traders of Bolton Market under 'Bolton Market - Business Revitalization Program' of USAID in a ceremony held in Karachi. Khushhali Bank is managing the process of grant disbursement of USAID's funds of PKR 1 billion for the program. August 11, 2009, Khushhali Bank celebrates its ninth anniversary to acknowledge the contribution and hard work of its employees, while resolving to make its clients a priority and rejoicing the unprecedented success of past nine years. Khushhali Bank Limited re-constitutes its Board of Directors for a term of three years. Syed Ali Raza, President, National Bank of Pakistan, being the chairman, the new Board of Directors consists of seven members, four representing the share holders three non share holding Independent Directors.
Why Khushhali Bank
WHY KHUSHHALI BANK
WHY KHUSHHALI BANK
With our strong geographical footprint across Pakistan, Khushhali Bank aims to attract and develop people for an exciting career. It is a place where people get a chance to flourish and fulfill their career aspirations.
The bank believes in the power of people with a drive to succeed and invests in them as a valuable resource. We promise multiple avenues of learning and growth which lead to challenging and engaging career paths.
Khushhalibank believes in continuous learning and employee engagement which is facilitated by our wide-ranging professional development opportunities. We value our teams' inputs to bring out the best in them by giving them space for sharing knowledge and thinking creatively. We use a blended learning approach combining self learning and instructor-led training, facilitating employees to develop and enhance their professional skills.
The bank's leadership focuses on team building through empowerment and open communication. Our processes and systems facilitate teams to attain standards of performance and make a difference in the lives of our customers. We encourage our team to incorporate the bank's mission in its working routine and demonstrate values through its behavior.
State of the art HR Systems
Oracle backed Human Resource Management System (HRMS) for hiring, learning, performance management, employee relations and compensation management.
Thomas Assessment tools for analyzing personality profile and aptitude testing of job candidates.
National Testing Service (NTS) for entry level candidates.
Khushhalibank is an equal opportunity employer. It welcomes people from diverse backgrounds to become a part of its dynamic team and bring their special attributes to the workplace.
Submission of Online Application through http://www.khushhalibank.com.pk/careers/
Short listing of merit candidates in the light of job criteria.
Job offer to the selected candidate(s).
Khushhalibank is an accredited employer for Association of Chartered Certified Accountants (ACCA). As an alliance partner of ACCA, the bank provides training opportunities to ACCA students in different areas of finance.
Products & Services
Last Update on: Janurary 2013
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