FRIDAY July 30, 2010  
   
News:
April 19, 2010, Khushhalibank held its Annual Sales Conference at PC Bhurban to review the performance for the year 2009. The conference was chaired by Ghalib Nishtar, President, Khushhalibank and attended by all Departmental Heads and the Retail Unit from the Corporate Office, and Regional Business Managers and Territory Portfolio Managers from their respective Regions.                  February 16, 2010, Khushhali Bank in collaboration with American Business Council has given the first 20 cheques to the affected traders of Bolton Market under 'Bolton Market - Business Revitalization Program' of USAID in a ceremony held in Karachi. Khushhali Bank is managing the process of grant disbursement of USAID's funds of PKR 1 billion for the program.                  Islamabad, 21st November 2009, Khushhali Bank participated in the 3rd International Microfinance Forum 2009 which was inaugurated by the Governor, State Bank of Pakistan, Syed Salim Raza. Khushhali Bank was one of the main sponsors of the conference which witnessed huge attendance by delegates from both the public & private sector.                  August 11, 2009, Khushhali Bank celebrates its ninth anniversary to acknowledge the contribution and hard work of its employees, while resolving to make its clients a priority and rejoicing the unprecedented success of past nine years.                  Khushhali Bank Limited re-constitutes its Board of Directors for a term of three years. Syed Ali Raza, President, National Bank of Pakistan, being the chairman, the new Board of Directors consists of seven members, four representing the share holders three non share holding Independent Directors.                 
 
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 Home > Special Initiative > Jafakash Aurat Project
   
 
Jafakash Aurat Project initiated by Khushhali Bank Limited (KBL) was a unique project for the women folk who not only believe in hard work but also have confidence in themselves. The main objectives of the project were to improve income generation of the poor women by developing and strengthening their skill and entrepreneurial capacities and giving them access to micro financing opportunities. Such efforts serve to foster a sense of confidence within people, enabling them to take up jobs and start their own business owing to which they can contribute positively towards the house hold income as well as the overall prosperity of the entire family.

Starting the project in Gawadar was in itself a great challenge due to major difficulty in logistics, accessibility, availability of materials, maintenance of the equipment and above all the poor literacy rates owing to unavailability of proper schools and colleges for women in the city. However, once the initial problems were over come and the project was set up, KBL began to assess the training needs of the local women and conducted a Training Need Assessment (TNA) survey.

Once the potentially lucrative and most demanded skill sets were determined KBL began giving the women short courses on tailoring which included the finer side of designing and embroidery using embellishments. Other courses included Beautician training, Cooking on commercial basis in which market linkage was developed via which these women could make and sell food items to meet the local market demand. The demand of this was high, mainly because of the fishermen who travel on their launches averaging a month or so for catching fish.

A computer lab equipped with 20 computers and other related equipment for Computer Training was also set up under the project. Keeping in mind the future requirements of the city an advanced curriculum was developed for Teachers’ Training and Office Management. Even the trainers hired were from the local community thus increasing the employment opportunities in the region.  These trainers then went through extensive Training of Trainers (TOT) program. The training program was well received by the local women and the overall response was beyond expectations. There were even instances where the men came and appreciated KBL’s efforts in providing their women with opportunities for self development and enhancing their family income. As the batches were certified through the training the other most important part of the model was to provide these women access to micro financing opportunities, for which, the bank hired female sales staff that was present at all times at the training center. Some women who were already running their micro businesses also took the loan during or before the training. 

Jafakash Aurat Project in Gawadar was an extremely successful project that achieved most of the mile stones outlined in the project brief. It served to train about 4,500 women, whereas around 695 women were provided micro credit loans.
 
 
 
 
 
 
 
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