SUNDAY September 5, 2010  
   
News:
August 11, 2010, Khushhalibank successfully completes 10 years of micro-finance banking in Pakistan. Ghalib Nishtar, President Khushhalibank, expressing his views on the occasion said, "Today, we have made our contribution by making a difference in hundreds and thousands of lives across the country by providing financial service access to the unbanked segments of the population."                April 19, 2010, Khushhalibank held its Annual Sales Conference at PC Bhurban to review the performance for the year 2009. The conference was chaired by Ghalib Nishtar, President, Khushhalibank and attended by all Departmental Heads and the Retail Unit from the Corporate Office, and Regional Business Managers and Territory Portfolio Managers from their respective Regions.                  February 16, 2010, Khushhali Bank in collaboration with American Business Council has given the first 20 cheques to the affected traders of Bolton Market under 'Bolton Market - Business Revitalization Program' of USAID in a ceremony held in Karachi. Khushhali Bank is managing the process of grant disbursement of USAID's funds of PKR 1 billion for the program.                  Islamabad, 21st November 2009, Khushhali Bank participated in the 3rd International Microfinance Forum 2009 which was inaugurated by the Governor, State Bank of Pakistan, Syed Salim Raza. Khushhali Bank was one of the main sponsors of the conference which witnessed huge attendance by delegates from both the public & private sector.                  August 11, 2009, Khushhali Bank celebrates its ninth anniversary to acknowledge the contribution and hard work of its employees, while resolving to make its clients a priority and rejoicing the unprecedented success of past nine years.                  Khushhali Bank Limited re-constitutes its Board of Directors for a term of three years. Syed Ali Raza, President, National Bank of Pakistan, being the chairman, the new Board of Directors consists of seven members, four representing the share holders three non share holding Independent Directors.                 
 
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 Home > Success Stories > Ishrat Yaqoob - Lahore
   
   Ishrat Yaqoob - Lahore
   
 
One fine example of an enterprising individual is Ishrat Yaqoob who despite her divorce and financially destitute condition emerged as a successful micro entrepreneur. Ishrat was married with three children and was completely dependent on her husband to provide for her and her family. Needless to say, her divorce completely crippled her financially as well as emotionally.


It was a daily struggle paying for her children's education and soon found her-self unable to meet her basic household expenses. With time she realized that matters needed to be taken in her own hands as she could not depend on anyone but herself and that she is solely responsible for her and her family’s well being.

Ishrat's newfound courage enabled her to withstand her miseries and become the bread winner for her family. She started tailoring at home but due to shortage of machinery, raw material and lack of funds for investment she could not increase her daily output in order to raise more funds and meet her household expenses. Ishrat was a sound woman who always kept her eyes and ears open so that she may seize any and all opportunities that were presented. She would discuss her issues and learn from the experiences of others, which is exactly what showed her a new light and helped her knock on the right door at the right time.

Ishrat learned through a relative about microfinance loans and the facilities provided by various MFIs. She approached Khushhali Bank Limited for assistance. Ishrat applied for a loan and immediately qualified for it and in no time was a proud owner of several sewing machines & greater raw material necessary for expanding her tailoring business. Ishrat's tailoring work was well received by the locals, as a result of which her business grew rapidly.

Today Ishrat is a role model whereby everyone in the locality looks up to her for inspiration and guidance. Awed by her commitment, the ladies in the vicinity have started sending their girls to Ishrat's tailoring centre. She is now living a better life and providing quality education to her children.
   
 
 
 
 
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