• Aameer Karachiwalla

    Director/Chairman

    A chartered Accountant by profession, Aameer Karachiwalla embarked on his successful professional career as Manager Finance around 30 years ago. Through his strong academic background & abilities in Financial Management he climbed up the ladder serving various financial institutions & multinational banks as Director, CFO, Company Secretary, and Group Executive to finally becoming Chief Operating Officer of United Bank Limited.

    As COO, he is currently responsible for Global Operations, information Technology, Credit Administration as well as Branchless Banking. His additional responsibilities include nominee Director on the Board of 1Link Limited & UBL Insurances, both as chairman.

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    Syed Javed

    Director

    With a masters’ degree in economics, Syed Javed has a vast experience spanning over 36 years starting from sales management in a renowned FMCG to financial services, operations, customer services to finally landing in a key position in one of the largest commercial banks in Pakistan. He also has an international exposure of various markets, such as Japan, Asia Pacific, Australia, New Zealand and Saudi Arabia.

    As a process oriented professional seeking his inspiration & drive through customer satisfaction & a strong customer services background, he has lead the transformation through re-engineering & restructuring of United Bank Limited with success that is evident. His strength in business transformation & strategic Management has ushered him to sit in boards of khushhalibank & NIFT (Pakistan’s cheque clearing house).

  • Pieter Kooi

    Director

    Dutch national, Pieter Kooi has a vast & versatile experience of 32 years in administration, HR, Projects (UNDP), Small Enterprise Development, Poverty Alleviation and Microfinance.  His core areas of strengths are development of financial institutions & retail banking products, transformation of MFIs into commercial banks, Structuring & Corporate Governance, Institutional Capacity building (SME banks), project & financial management.

    Pieter holds a Bachelors as well as a Master degree in Business Economics; he is also a Graduate of Australian Institute for Company Director Course from Perth, Australia. He has a unique feather of several acclaimed publications & presentations in international conferences & seminars.

    He currently holds a position as Board Member & Senior Consultant in Governance & Strategy for ACLEDA Bank Plc. Cambodia.

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    Geert Peetermans

    Director

    Belgium national, Geert Peetermans is an Economic Sciences Masters, specializing in General Management. His diversified career spans over 20 years and in various continents & cultures, in Marker Research & Analysis, Technical Advisor for Ecuador and Microfinance Consultant. He is currently working as Chief Investment Officer for Incofin Investment Management since 2001. Geert’s strength is in strategy development, industry relations & international investment. He has been chairman of the Board of COAC Accion Rural SARL (Ecuador) & Board member of Financiera Confianza (Peru). Currently he is Board Member of MFI Fie Gran Poder SA (Argentina), Microfinance Investment Vehicle Rural impulse Fund SICAV-FIS (Luxembourg), Incoteam (Belgium) & Board Member of khushhalibank Ltd.  He is also a multi-linguist person knowing Dutch, English, Spanish, French & German languages at different levels.

  • Aatiqa Lateef

    Independent Director

    Aatiqa Lateef is currently CEO of TAF Foundation. Prior to her role at TAFF, she was the Group Chief of Staff at Byco Industries Incorporated where she was responsible for strategic initiatives to support the group's vertically integrated businesses and objectives. Lateef also served as the Byco Groups Corporate Spokesperson. Ms. Lateef’s philanthropic work revolves around economic and social mobility initiatives where she is a vocal advocate for women’s empowerment.

    Earlier in her career, Ms. Lateef was a business strategy consultant with the global firm BearingPoint in Chicago and later, an Associate Partner heading the Corporate Practice Group of the Pakistan based multinational law firm of Awan Raza. She has also served as General Counsel /EVP Strategy where she was instrumental in transitioning Pakistan's oldest financial institution, HBFC, from public to private sector. Ms. Lateef is a Doctor of Law (J.D.) from South Texas College of Law and holds an MBA in Strategy from Mays School of Business, Texas A&M University.

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    Robert Binyon

    Director

    UK National, Robert Binyon graduated in Modern History from Christ Church Oxford and has a vast experience of banking industry around the globe started in 1972 from the London Merchant Bank and held variety of position in the London Office. Mr. Biyon had two periods based in Geneva to run the Morgan Grenfell Bank in Switzerland, in 1985 when he was appointed to the main board. Mr. Binyon served as member of Group management committee of the Morgan Grenfell’s in 1988 and assumed responsibility for the Group’s operations in the Asia Pacific region. He has served as Chief Executive and Managing Director for three years of Tokai Bank Europe in London. From 1994 to 2003 Mr. Binyon served commonwealth Development Corporation (CDC) to run the financial markets department.  He has held a number of non-executive chairman and directorship roles, mostly in business operating or investing in Asia or other emerging markets and mostly focused on the SME sector.

    Currently, he is chairman of Lakeshore LLP, a private equity fund and of khronos Advisory Limited, both based in Thailand, a director of the Vietnam Infrastructure Limited fund and Chairman of many other commercial businesses operating in China and South East Asia.

  • Ghalib Nishtar

    Executive Director

    As the founder President of Khushhali Microfinance Bank since 2000, was part of the process Initiated by the Government of Pakistan to reform the financial sector under the Microfinance Sector Development Program with the objective of providing sustainable financial services access to the low Income segments of the market.

    Under his leadership Khushhali Microfinance Bank has emerged as Pakistan’s premier microfinance Institution with a nationwide presence across all parts of the country including Azad Jammu & Kashmir.

    Prior to Khushhali Microfinance Bank he has over 20 years of management experience commencing with Bank of America in ’82 and concluding with the National Bank of Pakistan, country’s largest commercial bank as its Senior Executive Vice President.

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