{"id":4346,"date":"2026-04-13T07:02:34","date_gmt":"2026-04-13T07:02:34","guid":{"rendered":"http:\/\/localhost\/wordpress\/?page_id=4346"},"modified":"2026-08-20T12:37:43","modified_gmt":"2026-08-20T12:37:43","slug":"khushhali-personal-loan","status":"publish","type":"page","link":"https:\/\/www.khushhalibank.com.pk\/?page_id=4346","title":{"rendered":"Khushhali Personal Loan"},"content":{"rendered":"<div class=\"wpb-content-wrapper\"><p>[vc_row][vc_column][gva_block_heading title=&#8221;Khushhali Personal Loan&#8221; icon=&#8221;fa-solid fa-hand-holding-dollar&#8221; align=&#8221;align-left&#8221; subtitle=&#8221;Loan&#8221;]Khushhali Personal Finance is tailored to support the diverse needs of individuals and families\u2014whether for livelihood, household, or emergency purposes. Customers can access financing for solar panel installation, laptops, vehicles or motorbikes, smartphones, home appliances, education and skill development, medical expenses, housing and renovation, marriage and family events, travel and Hajj\/Umrah, as well as other personal or unforeseen requirements.<\/p>\n<h4>Eligibility Criteria:<\/h4>\n<ul>\n<li>Minimum age to avail the loan: 20 years.<\/li>\n<li>Maximum age at limit maturity.\n<ul>\n<li>For Salaried Individuals: 60 Years.<\/li>\n<li>For Self-employed Individuals: 68 years.<\/li>\n<li>For Pensioner individuals: 70 years.<\/li>\n<\/ul>\n<\/li>\n<li>Valid CNIC\/SNIC (Pakistan Nationals only) of the applicant (NICOP will be allowed in case of Gold\/NSC\/TDC).\n<ul>\n<li>3 to 36 months.<\/li>\n<li>Equal Monthly Instalments (EMI) \/ Quarterly \/ Semi-annually\/Bullet (for 14 Months Maximum for Gold\/TDC\/NSC\/Deposit backed only).Maximum Net Annual Income: Rs.1,500,000 (or as revised by SBP from time to time).<br \/>\n<h4>Loan Amount<\/h4>\n<p>Rs.50,000 to Rs.500,000<\/p>\n<h4>Collateral<\/h4>\n<ul>\n<li>Gold<\/li>\n<li>Agri Pass Book\/PLRA\/Mortgage<\/li>\n<li>Salary Pension Transfer<\/li>\n<li>Paper Securities (NSC\/TDC)<\/li>\n<li>Deposit Funds with the Bank<\/li>\n<li>HPA of Vehicle<\/li>\n<li>Personal Guarantee<\/li>\n<\/ul>\n<h4>Purpose<\/h4>\n<p>For livelihood, household, or emergency needs, customers can access financing for solar panels, laptops, vehicles or motorbikes, smartphones, home appliances, education and skill development, medical expenses, housing and renovation, marriage and family events, travel and Hajj\/Umrah, along with other personal or unforeseen requirements.<\/p>\n<h4>DBR (Debt Burden Ratio)<\/h4>\n<p>50% of Net disposable income<\/p>\n<h4>Pricing<\/h4>\n<p>As per the approved pricing grid\/SOC<\/p>\n<h4>Disclaimer<\/h4>\n<p>Other Terms and Conditions Apply<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p>[\/gva_block_heading][\/vc_column][\/vc_row]<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>[vc_row][vc_column][gva_block_heading title=&#8221;Khushhali Personal Loan&#8221; icon=&#8221;fa-solid fa-hand-holding-dollar&#8221; align=&#8221;align-left&#8221; subtitle=&#8221;Loan&#8221;]Khushhali Personal Finance is tailored to support the diverse needs of individuals and families\u2014whether for livelihood, household, or emergency purposes. Customers can access financing for solar panel installation, laptops, vehicles or motorbikes, smartphones, home appliances, education and skill development, medical expenses, housing and renovation, marriage and family events, [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"give_campaign_id":0,"footnotes":""},"class_list":["post-4346","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.1 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Khushhali Personal Loan - Khushhali Bank<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/khushhalibank.com.pk\/?page_id=4346\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Khushhali Personal Loan - Khushhali Bank\" \/>\n<meta property=\"og:description\" content=\"[vc_row][vc_column][gva_block_heading title=&#8221;Khushhali Personal Loan&#8221; icon=&#8221;fa-solid fa-hand-holding-dollar&#8221; align=&#8221;align-left&#8221; subtitle=&#8221;Loan&#8221;]Khushhali Personal Finance is tailored to support the diverse needs of individuals and families\u2014whether for livelihood, household, or emergency purposes. 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