{"id":4361,"date":"2026-04-13T10:47:05","date_gmt":"2026-04-13T10:47:05","guid":{"rendered":"http:\/\/localhost\/wordpress\/?page_id=4361"},"modified":"2026-08-20T12:36:57","modified_gmt":"2026-08-20T12:36:57","slug":"khushhali-karobari-loan","status":"publish","type":"page","link":"https:\/\/www.khushhalibank.com.pk\/?page_id=4361","title":{"rendered":"Khushhali Karobari Loan"},"content":{"rendered":"<div class=\"wpb-content-wrapper\"><p>[vc_row][vc_column][gva_block_heading title=&#8221;Khushhali Karobari Loan&#8221; icon=&#8221;fa-solid fa-hand-holding-dollar&#8221; align=&#8221;align-left&#8221; subtitle=&#8221;Loan&#8221;]Khushhali Karobari Loan is designed to empower micro-entrepreneurs by providing quick and convenient access to credit. It helps meet working capital needs, purchase raw materials, support business growth, and facilitate operational expansion. With this loan, small businesses across diverse sectors can enhance productivity, increase income potential, and ensure long-term sustainability.<\/p>\n<h4>Eligibility Criteria:<\/h4>\n<ul>\n<li>Minimum age to avail the loan: 20 years.<\/li>\n<li>Maximum age at limit maturity.\n<ul>\n<li>For Salaried Individuals: 60 Years.<\/li>\n<li>For Self-employed Individuals: 68 years.<\/li>\n<li>For Pensioner individuals: 70 years.<\/li>\n<\/ul>\n<\/li>\n<li>Valid CNIC\/SNIC (Pakistan Nationals only) of the applicant (NICOP will be allowed in case of Gold\/NSC\/TDC).<\/li>\n<li>Residing in the area from the last 02 Years.<\/li>\n<li>Business experience at least 02 Years.<\/li>\n<li>Doing business at the same location from the last 01 year.<\/li>\n<li>Mandatory CIR check of applicant &amp; co-borrower \/ co-signer \/ Guarantor (as<br \/>\napplicable).<\/li>\n<li>Not defaulter of KMBL &amp; other institutions.<\/li>\n<\/ul>\n<h4>Loan Amount<\/h4>\n<ul>\n<li>Rs.50,000 to Rs.5 Million<\/li>\n<\/ul>\n<h4>Collateral<\/h4>\n<ul>\n<li>Gold<\/li>\n<li>Agri Pass Book\/PLRA\/Mortgage<\/li>\n<li>Salary Pension Transfer<\/li>\n<li>Paper Securities (NSC\/TDC)<\/li>\n<li>Deposit Funds with the Bank<\/li>\n<li>HPA of Vehicle<\/li>\n<li>Personal Guarantee<\/li>\n<\/ul>\n<h4>Purpose<\/h4>\n<p>Working capital needs, purchasing raw materials, supporting business growth, and facilitating operational expansion.<\/p>\n<h4>Loan Tenure &amp; Repayment Mode<\/h4>\n<ul>\n<li>3 to 96 months<\/li>\n<li>Equal Monthly Instalments EMI \/ Quarterly.<\/li>\n<li>SC Monthly &amp; PA on maturity (against Gold\/TDC\/NSC \/ EWR\/Deposit Lien Collateral).<\/li>\n<\/ul>\n<h4>Pricing<\/h4>\n<p>As per the approved pricing grid\/SOC<\/p>\n<h4>Disclaimer<\/h4>\n<p><em>*Other Terms and Conditions Apply<\/em>[\/gva_block_heading][\/vc_column][\/vc_row]<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>[vc_row][vc_column][gva_block_heading title=&#8221;Khushhali Karobari Loan&#8221; icon=&#8221;fa-solid fa-hand-holding-dollar&#8221; align=&#8221;align-left&#8221; subtitle=&#8221;Loan&#8221;]Khushhali Karobari Loan is designed to empower micro-entrepreneurs by providing quick and convenient access to credit. It helps meet working capital needs, purchase raw materials, support business growth, and facilitate operational expansion. With this loan, small businesses across diverse sectors can enhance productivity, increase income potential, and ensure [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":4320,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"give_campaign_id":0,"footnotes":""},"class_list":["post-4361","page","type-page","status-publish","has-post-thumbnail","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.1 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Khushhali Karobari Loan - Khushhali Bank<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/khushhalibank.com.pk\/?page_id=4361\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Khushhali Karobari Loan - Khushhali Bank\" \/>\n<meta property=\"og:description\" content=\"[vc_row][vc_column][gva_block_heading title=&#8221;Khushhali Karobari Loan&#8221; icon=&#8221;fa-solid fa-hand-holding-dollar&#8221; align=&#8221;align-left&#8221; subtitle=&#8221;Loan&#8221;]Khushhali Karobari Loan is designed to empower micro-entrepreneurs by providing quick and convenient access to credit. It helps meet working capital needs, purchase raw materials, support business growth, and facilitate operational expansion. 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