Khushhali Karobar

Product Name

Karobari Running Finance

Product Purpose

Karobari running finance is a unique product designed especially to provide working capital for enterprises who are commercially viable Micro-entrepreneurs, either self-employed or have few individuals employed in their business with free credit insurance. The purpose is to create liquidity in the working capital for ongoing operations. 

Loan Eligibility Criteria:

  • Small business men and women owners 
  • Business should be operating at the same place for at least 2-3 years
  • KMBL client or an applicant from any other bank who does not have a bad credit history
  • Age between 25 to 60 years
  • Valid CNIC/SNIC holder


36 months after which renewal is required.

Repayment Options:

  • Monthly mark-up accrued on a daily basis is payable by 10th of the following month after billing date
  • Interest will be applied only on the amount utilized

Loan Ticket (minimum & maximum):

PKR 500,001/- to 3,000,000/-

Service Charges:

APR 20 - 28%