Product Name

Niswan Group Loan

Niswan Group Loan is specially designed for women who want to grow their small businesses or manage livestock activities with easy and affordable financing. Through a simple group lending model, women can access financial support for business growth and household income generation.

Features & Benefits:

  • Financing facility exclusively for women
  • Easy and simple group-based financing
  • No heavy collateral requirements
  • Financing for small businesses and livestock needs
  • Easy monthly installment repayment option
  • Quick processing and fast disbursement
  • Available for both rural and urban customers
  • Flexible loan cycles for growing businesses

Eligibility Criteria:

  • Applicant Type: Women Only
  • Minimum age to avail the loan: 20 years.
  • Maximum Age at Loan Maturity: 68 Years
  • Residence Requirement: Minimum 2 Years in Current City
  • Business Experience: Minimum 2 Years
  • Annual Income Limit: Up to PKR 1,500,000
  • Group Requirement: 03 to 06 Members

Loan Amount

Rs. 50,000 to Rs. 150,000

Collateral

Social Collateral (Cross Group Guarantee)

Purpose

  • Livestock purchase and management.
  • Small business setup or expansion.
  • Retail and trading activities.
  • Home-based businesses.
  • Women entrepreneurship activities.
  • Rural enterprise development.

Loan Tenor & Repayment Mode

  • Loan Tenure    3 to 12 Months.
  • Repayment Mode: Easy Monthly Installments (EMI).

Pricing

As per the approved pricing grid/SOC

Disclaimer

Other Terms and Conditions Apply

Awards & Achievements

LEADER IN PAKISTAN’S MICROFINANCE DEPOSIT SECTOR

Jan 05, 2026 Khushhali Microfinance Bank Limited has been recognized with the prestigious “Deposit Base” award at the Pakistan Microfinance Network (PMN) Excellence Awards, reaffirming its position as Pakistan’s largest microfinance bank by deposit volume. This recognition highlights KMBL’s strong market leadership and its consistent success in mobilizing savings across diverse customer segments, spanning both urban and rural communities. The award reflects the deep-rooted trust placed in the Bank by millions of customers and underscores its ability to deliver secure, reliable, and accessible financial solutions at scale.
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