Submitted by Anonymous (not verified) on Tue, 09/14/2021 - 15:52
Muhib Ali - A Visionary Entrepreneur

He used his initial savings to buy a few mobiles and sold them in another nearby city. He earned a meager profit of PKR 300- 500 on every transaction and saw a huge potential in the business. He wanted to be able to sell more mobiles but he did not have the money to buy mobiles. He contacted a local money lender and purchased his first stock but he was not able to sell auxiliary products like mobile covers and cables.


Muhib was confident of his abilities and the business potential, and kept looking for investment money. He eventually came to Khushhali Microfinance Bank and applied for a loan in 2016. With the loan, he rented a small shop and named it “Bismillah Shop”. He put some stock in it. The business took off well and kept growing from there on. With additional loans, he improved the stock in his shop. He also bought a computer and offered “songs/videos download” service. Eventually, he also hired technicians to cater to customers interested in mobile repair.

Today, he is running a successful microenterprise business of Mobile phone sale & repair.


Muhib Ali’s success is due to his ability to identify an un-served market, which speaks highly of his entrepreneurial abilities.  With effective utilization of loan, he was able to expand his business and improve life for his family. Muhib earns between PKR 90,000-100,000 every month and enjoys a good repute in the market place. In merely two years since setting up a shop, he has doubled his income.


With resilience, hard work and sensible use of micro credit facilities from KMBL, Muhib Ali was able to achieve his dreams. Not only he supported his family and led them to a respectable lifestyle after a major catastrophe struck them, but also provided income opportunities to his neighbors. He has employed two mobile phone repairs technicians in his shop. He has become a source of inspiration for many around him by showing that hard work is the only way out of poverty.

The Sarmast tribe in Balochistan has elected him as their Takri (chief) for social development of the local community.